A hand activating a smartphone surrounded by connected digital banking icons — savings, transfers, security, and account access — representing a bank reaching onto the chain.
AN iBANK INITIATIVE

One chain, every bank.

iBANK is connecting its global database of over 114,000 banks — across 200+ countries — onto a single interoperable settlement chain. One directory. One set of rails. One place for correspondent banking, tokenized assets, and cross-border payments to finally speak the same language.

Connect Your Bank See Who's Building the Rails
0 Banks in iBANK's global institutional database, ready to be onboarded to the chain
0 Countries and territories covered by the existing correspondent and remittance network
1 Shared chain for settlement, tokenized assets, and interbank messaging
01 — THE PROBLEM WE'RE SOLVING

The ecosystem already exists. It just isn't connected.

Gateways, processors, wallets, fraud engines, compliance vendors, card schemes, and settlement rails already cover the planet — but each bank stitches them together on its own. BlockChainAlliance doesn't add another layer to this map. It gives every institution on it a common chain to settle on.

Electronic Payment (Epayment) System Ecosystem — a functional map of payment gateways, processing, fraud and risk, compliance, issuing and acquiring, merchant services, cross-border remittances, wallets, and open banking APIs, with the vendors and networks behind each function.
FIG. 01 — Electronic Payment System Ecosystem, by function 10 FUNCTIONS
Ten functions, one bank
Every bank on the chain already touches most of these ten functions — gateways, fraud, compliance, issuing, cross-border. BlockChainAlliance is the connective layer underneath all ten, not a replacement for any of them.
Interoperability by design
Card networks, open banking APIs, and wallet rails were each built for a different era. Chain settlement lets a bank keep every one of those relationships while gaining one shared ledger underneath.
Built from what's already live
Nothing above is theoretical — Visa, SWIFT rails, UPI, and open banking APIs are running today. The Alliance's job is to give 114,000 banks a common way to reach all of it.
02 — THE SIGNAL FROM THE INDUSTRY

Banks aren't waiting to be convinced.

Across wholesale payments, cross-border rails, tokenized deposits, trade finance, and real-world-asset tokenization, institutional appetite for chain-based banking functions is already broad — some functions further along than others, but none of them starting from zero.

Cross-border leads the field
Cross-border payment rails and wholesale payments show some of the widest appetite for chain-based rebuilds — the exact corridor problem BlockChainAlliance exists to solve for its member banks.
Custody and reserves move more slowly
Functions like custodianship of public digital assets and reserve management carry more caution — reasonable, given the regulatory weight they carry. The Alliance is built to bring these online at the pace each institution can support.
The gap is infrastructure, not intent
Every function on this chart already has institutional interest behind it. What's missing is a shared network capable of carrying it — which is precisely what 114,000 connected banks provides.
Stacked bar chart showing institutional attractiveness ratings across digital-asset and blockchain-enabled banking functions, including cross-border payment rails, wholesale payments, blockchain-based trade finance, tokenization of deposits, custodianship of digital assets, real-world-asset tokenization, DLT-based financing, programmable payments, and reserve management.
FIG. 02 — Institutional appetite across chain-enabled banking functions 13 FUNCTIONS
03 — A SHARED STARTING POINT

Every member bank starts from the same page.

A network is only as strong as the people running it. Before a bank connects to the chain, its teams work from the same foundation — payment instruments, network rules, message standards, and compliance — so "connected" means the same thing everywhere.

A learning roadmap for payments covering foundations, payment instruments and channels, networks and schemes, processing lifecycle, message standards, regulations and compliance, technology, risk and fraud management, domestic and cross-border payments, business aspects, and a five-stage learning path.
FIG. 03 — A common curriculum for onboarding teams to the chain 14 MODULES
From ISO 20022 to reconciliation
Message standards, settlement cut-offs, and reconciliation aren't glamorous — but they're where most cross-border friction actually lives. Every onboarding bank works through them before its first transaction crosses the chain.
Compliance travels with the connection
KYC/AML, PCI DSS, and sanctions screening sit inside the same shared curriculum as the technical rails — so joining the chain never means lowering the bar on either side.
A five-stage path, not a single leap
Foundations, then instruments and networks, then standards and regulation, then risk, then live practice — the same sequence every member institution's team works through before going live.
04 — THE LAYER ABOVE THE CHAIN

Routing, not replacing.

Payment orchestration — the layer that routes a transaction to whichever provider, corridor, or rail handles it best — is projected to grow at roughly a 23.7% CAGR. BlockChainAlliance sits underneath that layer, giving orchestration platforms a single, bank-verified chain to route onto instead of hundreds of disconnected relationships.

One chain, many routers
Stripe, Adyen, ACI Worldwide, and the dozens of other orchestration platforms shown here don't compete with the chain — they route across it. A bank connected once to BlockChainAlliance becomes reachable through all of them.
Failure recovery needs a common fallback
Intelligent transaction routing and payment failure recovery work best when there's a shared settlement layer to fall back to. That's the role the chain plays underneath the orchestration market.
Growth the Alliance is built to absorb
A market growing this fast needs infrastructure that scales with it. 114,000 banks on one chain is the capacity layer this growth curve will need.
Payment orchestration market wheel showing major platforms including Stripe, Adyen, ACI Worldwide, CellPoint Digital, IXOPAY, and dozens of others, projected to grow at a 23.7% CAGR, with market trends, AI-driven innovation, and key benefits.
FIG. 04 — Payment Orchestration Market, projected CAGR 23.7% 30+ PLATFORMS
05 — THE WIDER FIELD

Who else is building bank-grade chain infrastructure.

BlockChainAlliance isn't building in a vacuum. These institutions and consortia are already laying rails for tokenized, DLT-settled banking — reference points for where the industry is heading, and the kind of infrastructure the Alliance is designed to connect with.

SWIFT MESSAGING COOPERATIVE

The global financial messaging network linking 11,000+ institutions, now running interoperability trials that connect its network to tokenized-asset and CBDC ledgers.

R3 ENTERPRISE DLT — CORDA

Built Corda, the permissioned ledger designed specifically for regulated financial institutions, used across trade finance, digital cash, and central bank pilots.

Hyperledger Foundation OPEN-SOURCE LEDGER FRAMEWORKS

Home of Fabric and Besu, the open-source permissioned-ledger frameworks that underpin much of enterprise banking DLT worldwide.

J.P. Morgan Kinexys BANK BLOCKCHAIN UNIT

Formerly Onyx — runs JPM Coin for institutional payments and tokenized-collateral settlement between major banking counterparties.

Fnality International BANK-BACKED CONSORTIUM

A consortium of global banks building wholesale payment systems that settle in tokenized central bank money across multiple jurisdictions.

BIS Innovation Hub CENTRAL BANK INNOVATION ARM

The Bank for International Settlements' experimental wing, coordinating multi-central-bank projects on cross-border CBDC and tokenized settlement.

Regulated Liability Network BANK-LED INITIATIVE

A shared, multi-asset programmable ledger concept for tokenized commercial bank money, central bank money, and other regulated liabilities.

SIX Digital Exchange REGULATED DIGITAL CSD

Switzerland's fully regulated exchange and central securities depository for tokenized securities, operated by SIX Group.

DTCC POST-TRADE INFRASTRUCTURE

The world's largest post-trade market infrastructure, piloting distributed-ledger settlement to accelerate securities clearing.

Chainlink CROSS-CHAIN INTEROPERABILITY

Provider of CCIP, the cross-chain protocol increasingly used by banks and messaging networks to connect private and public ledgers safely.

RippleNet CROSS-BORDER SETTLEMENT NETWORK

A blockchain-based network and the underlying XRP Ledger, used by financial institutions for cross-border liquidity and settlement.

Partior BANK-BACKED CLEARING NETWORK

A blockchain network backed by DBS, J.P. Morgan, Standard Chartered, and Temasek for real-time interbank clearing and settlement.

Portrait of Dr. Shiva Narayan, Founder and CEO of iBANK Corporation
06 — LEADERSHIP

Dr. Shiva Narayan

Founder & CEO, iBANK Corporation

Close to 30 years across EY, Accenture, Oracle, Morgan Stanley, AIB and the Bank of England, where he served as Chief Architect. At Vocalink, he co-created the Oyster Card and PayM — infrastructure now used by millions every day.

He founded iBANK Incubator to put that same institutional rigour behind the ventures, not just the banks, building the next economy — concentrating his own conviction where it matters most: Quantum and AI.

114,000 banks. One chain to bring them onto.

If your institution is one of the 114,000 already in iBANK's global banking database, connecting to BlockChainAlliance starts with a single conversation. If it isn't yet, that's the first thing we fix.

Start the Conversation
InitiativeBlockChainAlliance
Parent programmeiBANK Corporation
Network size114,000 banks
Coverage200+ countries
Contactceo@ibank.org.uk